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There is no one-size-fits-all home loan; VA loans. Best for: Active duty service members, veterans, certain Reserve and National Guard members, and some surviving spouses of deceased veterans. The U.S. Department of Veterans Affairs (VA) insures a portion of mortgage loans made by private lenders through its VA Home Loan Program. That means the VA is not an actual lender, but, rather, it agrees to back loans issued to veterans by approved lenders.
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